Today, more than ever, Americans need access to credit. Credit is the gateway to broader financial empowerment, enabling individuals to build their financial identity, borrow money, and purchase assets like a home or a car. While the need for credit continues to grow, the majority of existing consumer credit products haven’t changed much in decades. Credit cards and consumer financing solutions look mostly the same today as they did in 2000. Meanwhile, traditional models for credit scoring are pretty limited in assessing true risk — especially for younger and underbanked segments. …

Commerce Ventures

Early-stage venture capital firm investing in technology innovators in the retail and financial services eco-systems.

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